How It Works

First off, our payday loan consolidation program does not require you to take out a new loan to consolidate your payday loans and there is no credit requirement. Our payday resolution process will help you pay off your payday loans in as little as six and as long as 12 months, depending on the amount of debt and your financial needs.

We utilize a “notice of assignment” through a limited power of attorney, which takes us from being a third party to being “THE” party to the debt which allows us to help clients in all 50 states. Again, most importantly in our Payday Loan Consolidation program you will not need a new loan to get into the program.  As well, no company out there assumes the liability of your debt and charges as little as we do for our program.

We begin the process by contacting your payday lenders to advise them we are a party to the debt and will be making the payment as well we will structure a modification to the loan. This means that all payments made from the day you enroll with us will actually go to paying off the prinicple balance of your loan, not renewing it or paying the interest only.

Payday lenders will also receive legal notification against debiting your bank account, and a notification to stop the collection calls to you. As well, as our client, we will guide you on how to handle the collection calls should they continue.

In certain instances, we may be able to resolve the debt for less than the current balance. Our processing team work dilligently and effectively on each case to determine elegibility and if you qualify, we will negotitate the debt at a reduced amount. We can help you resolve your debt in less time and save you from excessive interest that seems to keep accumulating.

Fill out our form to the right and get your free consultation now. You deserve to be free from this debt.